Today I was guided by divine intervention...









Simply astounded with everything I have found, I feel that I have done this before...and then I came home.






Tonight I will mediate, play with my pups and wait for the next message ;)








What a wonderful day, so very blessed....good vs evil? What a fun game, I like puzzles and this one is like the 3d art, but massive and with mazes.


:)

The Truth Will Set You Free

I sit here in my office with hundreds of documents...and I realize this is how Erin Brokovich must have felt....


when she realized the TRUTH.

So...what is next??


I can't say much, but I'll show the story in pictures of exactly how all of this is going to go down. Ready....Set....

.

8

*

:)

*

I love this art...but in the instance of this story by pictures this is only a metaphor. 

something like this 

but truly more like this....

and everything you thought you knew....is now the opposite

1

So, not going to accept this, I will not cooperate, I will NOT be a VESSEL FOR FRAUD.

there will probably be some of this: 

and I will be like this:

*

and they will be like this:

and in the end...it's gonna be like this

***

and then

she lived a long happy life, in her home....and began a new chapter where real life happened, and family, and good times, and from the day she knew in the mirror...

the opposite of everything was happening, she no longer cared about that world, she reversed the story, she 

told them....

Catch You On the FLip Side...

and that is what she did.

She watched one by one crumble.

and then there was more of this

and no more of this

so get ready onlookers, history is about to be made

and I'm taking down names, and yes, that includes ALL OF THEM.

Bridgit Mendler - Hurricane (Official Video)

Everything will be fine. I'm in the eye of the hurricane. #whistleblower Here comes the sun, here comes the rain...


I'm taking names....

Storm a Brewing

I grew up in a tornado state in the midwest, and before a tornado was approaching there was a stillness in the air and pressure that could be felt in my bones.  The air, the sky...everything turned to the lightest green hue and you could feel the approaching storm, and a sixth sense would kick in, and you knew that you were to take cover, seek shelter....


Flight or Fight is the most primal human reaction.



F.E.A.R.   F*CK Everything and Run    OR     F.E.A.R. Face Everything and Recover

When we feel like we have the least choices...we still have choices.




:)


It's going to be okay in the end, if it isn't okay, then it isn't the end....keep moving.

Foreclosure Vultures. RIP Phyllis Walsh.

They Were Coming for Her House

Two Days Before Eviction, Phyllis Walsh Killed Herself and Left a Note About the "Foreclosure Vultures"

by ANSEL HERZ

TOOLS

• PRINT
• SHARE
  •  Twitter
  •  Facebook
• 7 COMMENTS

+ Enlarge this Image

PHYLLIS WALSH Her body was found on the lawn of her South Seattle home (seen above).

The last time neighbors saw her alive, 65-year-old Phyllis Walsh was walking her dog, Arnie, as she did nearly every day. But Walsh's life was in turmoil. Her husband, a factory worker named Jerry, died in 2009, and Walsh had struggled to pay the mortgage on the small white bungalow in South Seattle that she was now solely responsible for.

"When he passed, it was very hard on Phyllis," says Joell Rhyner, who lives across the street. "But she was active, trying to go out and do things."

Walsh, who was retired, had been trying to refinance her mortgage so she could keep the home. Still, Walsh had not been able to stave off US Bank, which, according to King County property records, was trying to collect more than $15,000 in past-due payments and had sold her home at auction.

On the evening of Tuesday, July 30, Rhyner saw a police car in front of Walsh's home. Walsh had fired a single pistol shot into her head, killing herself, in the front yard. A note pinned to her shirt mentioned the "foreclosure vultures" were coming.

The note began mundanely:

About the stuff

The foreclosure people will be here on thurs. they may or may not be reasonable. So, any trinkets, mementos, art Whatever should be removed quickly. Any thing too large, heavy, cumbersome or difficult let the foreclosure vultures handle...

Except for a hard decision, the last couple weeks have been filled with wonderful days, each of them perfect. Family, Church, friends, music, Arnie, enjoying the back yard...

Everything is in a terrible muddle, the house got foreclosed While I was in the middle of a refinance (!) jeez Jerry's been gone four long years and I'm not Doing so well. This is too hard to do alone.

The family had to race against the eviction. Walsh's niece Brenda Fasoli, who provided a copy of the note to The Stranger, says she got the news from her mother that evening. "She just said, 'Your aunt's dead. We have to go to the house today and sort things out. The bank is taking the house tomorrow.'

"They sold the house out from underneath her," Fasoli says angrily. Walsh had a huge record collection, "all kinds of Beatles and Rolling Stones." The neighbors came over to help move out the music as well as a piano.

Walsh's death is just one piece of a Seattle-wide epidemic of foreclosures affecting more than 20,000 homeowners long after the housing crisis sent the country into a recession. A combination of state and federal foreclosure laws were written with the spirit of encouraging banks to negotiate with homeowners and let them keep their homes—but those laws are effectively a Swiss cheese of loopholes.

City lawmakers have been considering new options to help people like Walsh before the burden becomes a crisis. But it's not clear the will exists at city hall.

Walsh was born on November 15, 1947. She grew up in the little white house, which was built three years earlier, with her mother, who lived there until she passed.

In 1978, Walsh married Jerry, who was later disabled in a medical operation gone awry. At some point, the two of them were living on retirement and disability payments. He died four years ago following complications from heart surgery, family members say.

Walsh always stood out, with her bright red hair and unconventional fashion sense. All six people interviewed for this article remarked on the same qualities: She was smart, well-read, musical, sweet, and kind. She gave her friend Sandy guitar lessons and brought her neighbor's daughter books from the library. One next-door neighbor calls her "life-affirming."

Being life-affirming, though, doesn't pay the bills. Those close to her say Walsh lived frugally, but it was clear she was struggling. Her neighbors say they'd bring her extra food. Walsh didn't have money to fix her car, so she took the bus everywhere.

Walsh and her husband had purchased the family home in 1992, King County property records show. It appears they took out two mortgages in 2004 and 2006 with US Bank and Countrywide Home Loans, respectively. They fell $15,000 behind on the first loan and defaulted last year (I could not track down records on the second loan). US Bank signed her mortgage over to Bishop, White, Marshall & Weibel, a firm that carries out foreclosures, the records say.

The home was sold off at auction earlier this year. "We offer our sincere condolences to the family," US Bank says in a statement, and adds that for customer confidentiality reasons, it can't respond to questions about whether Walsh was in the midst of refinancing her mortgage.

The real estate agent who purchased and is now selling the home, David Albers, says he thinks about Walsh often. "In my business, we're pretty hardened, and sometimes we forget that this is people's lives we're dealing with," he says. "We are the foreclosure vultures, in a sense... But I don't think the problem lies with us. After the bank auctions it off is where we come in."

"One of the harder parts is that she didn't reach out to any of us and tell us what was going on," Fasoli, her niece, says. "I think that's because she was trying to do something about it, she was trying to refinance. She was trying to work with the bank to find an alternative to foreclosure."

From the papers the family looked through, including Walsh's journal, Fasoli says it looked like the bank "passed her from specialist to specialist," and the last specialist wouldn't return her phone calls or the number wouldn't go through.

People should pay their mortgages, Fasoli says. But, she adds, "small town relationships don't exist anymore, where you can go to your banker and say, 'Listen, I'm sick, or you know, I lost my husband.'"

More than 20,000 Seattle-area homeowners—17.4 percent of all households, according Zillow's data—are underwater on their mortgages, meaning they owe more than the property is worth. The figure rises to 28 percent for the Seattle metro area.

"Seriously—20,000 people are underwater on their mortgages with the possibility of being foreclosed on," says Seattle City Council member Nick Licata. "That's a real problem." People lose their homes, he says, which contributes to homelessness and neighborhood blight.

The city council commissioned a report, released last month, that suggested the city use eminent domain to buy up homeowner debt—also known as "principal reduction"—across the city. This is in the public interest, the report says, because so many of the loans were fraudulent to begin with, and homeowners have not been able to get meaningful relief. Licata says he supports any legal strategy to achieve principal reduction.

Richmond, California, became the first city in the country to approve just such a plan this summer. Last month, a judge tossed out a lawsuit against the eminent-domain strategy by Wells Fargo and Deutsche Bank.

Evictions of homeowners like Walsh are dispatched with quickness and totality. Can policymakers muster the same urgency to protect citizens?

"I honestly believe that the majority of the council is concerned," Licata says. "The question is what they feel comfortable doing about it." 

*******************************************************************************

This is the forth story I have heard in two weeks, my heart just breaks I'm simply lost for words as I'm simply overcome with tears and heartache...it is such a lonely place to be and the vultures ....so so many vultures.

#JPMorganChase What's Next? Identity Theft Charges? How are YOU STILL OPERATING?!?!??!?!??!??!

So I say: 

So, am I to understand that #JPMorganChase is using my 

identity, my ss# to launder money and or property to Germany?

The FBI AGENT looks down at the floor, then looks me straight in the eye and says,
"Well, sort of."

Just when I think that things can not get any more complicated. JPMORGANCHASE

IS a CRIMINAL ENTERPRISE...and using my identity to commit their egregious actions!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

You could have pushed me over with a feather when he told me this. He Told Me, He Told Me...


and I felt that I had entered a parallel universe, and from that moment nothing was the same, I will never be able to trust a bank again.


never. :(

Gosh #JPMorganChase #Suntrust and "the others"

Michelle Hansen of Aurora Colorado. I Just Knew Something is VERY VERY WRONG. I JUST HAD TO FIND IT. BOOM

Yup...It's is so clear
as I drink my morning coffee.

You know, I knew something
was wrong.

I didn't realize the magnitude of this message.  I SURE do NOW.


Boy oh Boy,

tisk tisk tisk.

Judges are Starting to Come Around.

Wells Fargo lesson: Think twice before signing on bottom line

Posted: Monday, October 14, 2013 11:00 am

Judge Trial Referee Richard M. Rittenband last week gave a justified rebuke to the Wells Fargo Bank for improper actions on its attempted foreclosure of a West Hartford home.

Rittenband stated that the bank’s “conduct in this case is contrary to the various federal laws designed to assist mortgagors harmed economically by the recession.”

The judge also required Wells Fargo to reimburse the homeowner for his legal fees defending the foreclosure.

Recently JPMorgan Chase, another major bank, announced it would discontinue lending to certain categories of business because of possible immoral situations that could occur in pawnbroking and pay-day lending. Both these categories affect our least-prosperous citizens. JPMorgan Chase itself has a long history of moral and legal problems with bank examiners.

When someone approaches one of these major banks for a loan or to open an account, the bank usually asks about the prospective borrower’s history. Obviously the bank would prefer not to lend to someone who has a history of criminality or a poor payment record. Unfortunately, one cannot question the bank’s history, as that is where the money is.

But in the Wells Fargo case, if this is any indication of how the bank treats its customers, one should be careful before signing the bank’s documents and feel free to walk away and find another lender when the bank tells the borrower, “Don’t worry about the documents; we will handle you properly because you are one of our customers.”

It's a Puzzle

exactly.

LOL #Banksters #JPMorganChaseMortgageProbe

Okay, this is kindof funny. Ready? OKay.

So, a judge asks a woman, Are you in default?

She says, well your honor...I don't know to be honest with you, there is so much fraud in my files...you see Bank S 

transferred the debt to J in year x. Then for 4 years , no one owned it I guess, even though I was paying Bank J for it, but 

then Bank J says, yup it's ours, files assignment, but according to the documentation, filed by bank J, they filed 

assignment 4 years after I started paying them.  The really strange part though is that Bank J is not the lender and the 

closing date isn't the loan origination date.

So, am I in default? Or do I really have a surplus of 40 months? Can Bank J tell me Where the Money Went??

 

 

It's all very very interesting......

JPMorganChase You Stink

#SunTrust #JPMorganChase #MET

Gosh,



Seriously....SunTrust and JPMorgan Chase, it really is a "Cartoon Land World" isn't it?



I don't want to leave out Metropolitan Life do I? Gosh that wouldn't be fair now would it?





I'm smarter then you think, I'm braver than you know, and things are about to get VERY UGLY.

Michelle


PS #WhistleBlower and No, you don't scare me, I couldn't figure it out...but alas now I have. I'm completely of sound mind, and I've got you...HOOK Line and SINKER.

Let it Be Done.

I WILL NOT BE ANOTHER VICTIM OF YOUR FRAUD. BE PREPARED #Whistleblower and I'm about to get very very noisy!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

SEC Charged J.P. Morgan Securities 296.9 Million dollars for Misleading Investors

J.P. Morgan Securities - SEC charged the firm with misleading investors in offerings of residential mortgage-backed securities. J.P. Morgan Securities agreed to pay $296.9 million to settle the SEC's charges. (11/16/12)



***********************************************************************


Tick Tock

JPMC Charged J.P. Morgan Securities $153.6 Million Dollar Settlement

J.P. Morgan Securities - SEC charged the firm with misleading investors in a complex mortgage securities transaction just as the housing market was starting to plummet. J.P. Morgan agreed to pay $153.6 million in a settlement that enables harmed investors to receive all of their money back. (6/21/11)





*******************************************************************


Tick tock

Karma

It's not like me to put something quite like this up...but it is fitting, and it is deserved.


ENJOY

HOLY CRAP

HOLY CRAP.....





Wait for it.......Wait for it......Wait for it...........................