Life Lessons, Thank you for the Lesson, in debt to you...a little more everyday! :) xoxooxoxox

I would love for you to call me......Just Sayin.  :)

Maybe someday, when someone actually reads the file you will stop this...I'm hopeful, still an optimist at heart I think.  :)

Although, I do love you for teaching me so many important life lessons.

1. document
2. document
3. document
4. be tenacious
5. a lie...isn't an answer
6. a threat really doesn't work with me
7. I'm not clever
8. Don't respond well to threats/extortion/tricks or any bamboozling of any kind.
9. I now know what "bad faith" actually means and what it feels like.
10.  That no matter what happens, I'm going to be Okay.

JPMorgan Chase & Co. Press Release. An Interesting Read, if nothing else. I LOVE YOU DEARLY. :)

February 24, 2012  (From JPMorgan Chase & Co Website) under press releases. http://investor.shareholder.com/jpmorganchase/releasedetail.cfm?ReleaseID=651472

JPMorgan Chase Receives $100 Million New Markets Tax Credits Award

Chicago, February 24, 2012 - JPMorgan Chase [NYSE: JPM] Friday pledged to further expand its investment to support new jobs and service in low-income communities after receiving the U.S. Treasury Department's largest allocation of tax credits. Chase received $100 million in the latest round of New Markets Tax Credit awards. The $100 million award was the largest of the $3.6 billion in allocations granted to more than 70 organizations this year.
"This award is recognition of our company's commitment to community development," said Matt Reilein, senior vice president, Chase. "It will allow us to grow that commitment and support the communities we serve. At Chase, we have an established track record of using New Markets financing to support projects that create quality jobs and services in low-income communities. We will use this award to amplify our initiative in support of access to healthcare services and to healthy foods in low-income communities."
Chase has been an active leader in the New Markets industry since the beginning of the program, investing more than $900 million in projects in 2011 alone. For example, with the help of a Chase New Markets Tax Credit equity investment, Community Health and Social Services Center in southwest Detroit, was able to expand into a larger facility allowing them to double their healthcare capacity and provide space for additional social service agencies.
This latest allocation brings the firm's total awards since the program began to $410 million. The additional funds will help Chase deepen its commitment to New Markets, allowing the company to continue to expand its participation.
During the New Markets allocation ceremony in New Orleans, U.S. Treasury Deputy Secretary Neal Wolin said, "For so many vital economic development projects across the country, the New Markets Tax Credit has been a critically important piece of the puzzle. This targeted tax credit has a strong record of spurring economic growth in low-income and distressed communities across our country." The Deputy Secretary was joined by U.S. Senator Mary Landrieu, U.S. Representative Cedric Richmond, and Community Development Financial Institutions (CDFI) Fund Director Donna Gambrell at the announcement.
The New Markets program is administered by the U.S. Department of the Treasury. It is designed to stimulate economic growth and job creation in low-income communities by providing much-needed investment capital, financial counseling and other services. Awardees are selected after a highly competitive and rigorous government review process.

                                    ....................................................................................

  I love you...dearly. What wonderful work you have done after a highly competitive and rigorous government review process.   Super Dooper excited to find this on your site. :)

Whatcha Doing JP Morgan Chase? This isn't Good.

March 26, 2012  http://www.stockbrokerfraudblog.com

JP Morgan Chase To Pay $150M to Settle Securities Lawsuit Over Lending Program Losses of Union Pension Funds

To settle a securities lending lawsuit filed by the AFTRA Retirement Fund, the Investment Committee of the Manhattan and Bronx Surface Transit Operating System, and the Imperial County Employees’ Retirement System, JPMorgan Chase & Co. will pay $150 million. The union pension funds are blaming the financial firm for losses that they sustained through its securities lending program. A district court will have to approve the settlement.
JPMorgan had invested their money in Sigma Finance Corp. medium term notes, which is a financial instrument that has since failed. However, billions of dollars of repurchase financing was extended to Sigma in the process.
The securities claims accused JPMorgan of violating the Employee Retirement Income Security Act and its state-imposed fiduciary obligations when it invested in Sigma. The plaintiffs contend that financial firm should have known that the investment was a poor one.
Per the union pension funds’ contracts with JPMorgan, the investment bank is only supposed to put their money in investment vehicles that are low-risk and conservative. They believe that the Sigma vehicle did not meet that standard.
The consolidated class action alleges that JPMorgan foresaw Sigma’s impending failure, took part in predatory repo arrangements with significant discounts in order to pick the best of Sigma’s assets in its portfolio, and reduced the quality and quantity of these assets by taking title to assets in an amount that was nearly a billion dollars more than the financing it gave.
The Board of Trustees of the American Federation of Television and Radio Artists (AFTRA) Retirement Fund, which initially brought the class action case, contended that JPMorgan made close to $2 billion profit, even as the notes were left with almost no value. Last year, a year after the court certified the class action case, a judge gave partial summary judgment to the financial firm.
The plaintiffs believe that the securities lawsuit brought up a number of key factual and legal matters under New York common law and ERISA and that this made the case very hard to litigate. They say the $150 million proposed settlement is a representation of 30 – 100% of the potential provable losses if liability were to be set up for a certain breach date. Therefore, seeing as a trial could have led to a wide range of potential damage results, the settlement figure represents an appropriate range of recovery
           ............................................................................................................................................


My response:  "Oh, goodness...what a mess?! 

Thursday, Enter the Element of Surprise (audience awwwww here)

 Imagine if someone actually knew what was happening, imagine if someone actually cared, imagine if my world wasn't surrounded by crooks and liars.

Imagine their surprise when I told Fannie Mae that their "Servicer" has gone almost a year without talking to me and I had to get an attorney.

Seriously...total brain damage, where only a little more time can be bought....options have run out and the wolves are at the door.  What do you do? Go to work, concentrate on what you can control and know that the universe is taking care of the rest...and what it doesn't take care of a bon fire and a match will take care of the rest.  apparently. 

Happy Thursday.

For the record...I laughed today...so many times that my stomach hurts and my cheeks ache. This is nothing if not humorous!!!!!!!!!

OHHHHH PRETTY PICTURE, OH SO PRETTY! (insert sarcasm here)

The Tangled Web Example

Looks like a mess...no wonder no one knows anything!! This is an example of brain damage from the beginning, gosh, wonder what mine looks like.....YOU KNOW, IF I DO INFACT EXSIST!!!

OF COURSE!!