Friday, May 31, 2013

8000 Activists Arrested to Date. Bankers: 0

Last week, hundreds of people who have battled against unjust foreclosure by big banks or are fighting to save their homes right now took bold action in our nation’s capital, to remind the Department of Justice what real justice looks like.

During the day on Monday, the home defenders marched and occupied the front entrance of the Department of Justice, demanding an end to the "Too Big to Fail, Too Big to Jail" policies that Wall Street has benefited from since the crash. Seventeen foreclosure fighters were arrested on Monday, giving law enforcement the names of top bank executives instead of their own- names like Jamie Dimon, Brian Moynihan, and John Stumpf, the real criminals who should be locked up for destroying our neighborhoods. Those who remained, set up an encampment at the entrance to the DOJ, holding the space until Tuesday morning, when police arrested 10 more, even using tasers on non-violent protesters.  On Wednesday, home defenders blocked the revolving doors at Covington & Burling, US Attorney General Eric Holder’s law firm, to protest the revolving door between government and lobbyists. Seven more were arrested as part of that action, all of them grandmothers facing foreclosure. By the end of the week, 34 homeowners were arrested, while the number of top Wall Street executives remains at 0. The bravery, determination, and sacrifice that was displayed throughout the week shows just how far homeowners are willing to go to stand up for what's right. 


Last week's action was just the beginning. Home defenders have pledged to continue to take action until justice is served. Millions of families across the country are still underwater on their mortgages or facing foreclosure. As those in power continue to side with the banks, offering inadequate settlements, and refusing to hold banks accountable for their actions, the need for a stronger movement of home defenders willing to fight back is more clear than ever

Friday, May 24, 2013

Nail Polish Named After IRS Scandal. Collection for JPM COMING SOON!

 This week, the IRS Scandal has been all over the news, yet another scandal for this administration...and this is probably just the beginning of what will be a revolt of the American People(Are you awake yet?) We are simply tired of all the fraud. We are tired of our Bill of Rights, and our Constitution being distorted and abused with every passing day.
"Plead the 5th" Nail Polish inspired by Lois Lerner and the IRS

So, not only this...but there has been illegal foreclosures by the thousands, possibly hundreds of thousands and the powers that be have taken the banks sides.

I can't afford a lobbyist.  However, while the first Amendment is still intact, I blog...and I talk to everyone even strangers about the brain damage that JPMC has caused me. Just yesterday, I was at the airport...picking up a friend and there is something that happens...strangers talk with me.  Housing always comes up, I always talk about this battle with JPMC and my concerns for them that they keep losing my paperwork. Gosh, they don't even have working fax machines!! I talk about a time in the United States when being a banker was admirable and how they are simply a moral hazard at this point.


So, always trying to find the silver lining....sometimes desperately...here is the newest color by ChaseMeNails.... Plead the 5th...named after the IRS scandal this week.

I'm working on a new collection over the weekend, and it's
all about the wonder that is #JPMC and #JamieDimon

I try not to use swear words...so I'm struggling with the names of the new color of nail polish, but I will post here on Monday, the new collection.

Pretty excited.

LOVE YOU CHASE, Still waiting for your phone call so we can work this out...have you found the paperwork yet? Your employees faxed it to you...in house, so you could stop lying to me. "They need to stop lying to you" (I could play you the conversations)  I want to be as helpful and amicable as possible. I KNOW that we can work this out together, fairly, to find a resolution.


LOVE YOU

-Michelle


PS "Plead the 5th" can be found in my Etsy Shop here:  https://www.etsy.com/shop/ChaseMeNails

Why? You think lawyers are expensive? I was just billed for JPM attorneys...cause that makes sense...I considered robbing a bank, but have decided that two wrongs don't make a right. Sure the banks can steal homes, and then collect the insurance on them also....but I would like to sleep at night :)


Wednesday, May 22, 2013



Love Affair with JPMorgan Chase

When I was little, I wanted to be a vetranarian, and an artist.



Little did I know, I would actually grow up to write my own newspaper, and name my own nail polish, heak start a nail polish company? Fight the wonder that is JPMorganChase?


God laughs as we make plans.



https://www.etsy.com/shop/ChaseMeNails and
 the paper is can be found here:
http://paper.li/ChaseMeNails/1369244587

Love Affair with JPMorgan Chase. (Yes, that is the name...thought it was fitting since we are always fighting, I wait for their phonecalls, they pretend not to see mine....they send me what I call Love Letters...


It's fitting.

It's perfect.

Over and Out



Tuesday, May 21, 2013

Michelle Hansen vs JPMC. A Fun Blog with Pictures. Reader's Digest Version.

Reader Digests Version


Michelle Hansen is ignored my JPMC for 21 months(although, they being so honest now say that this isn't true, they have found no record of this)
JPMC lies to her, for months...years and then she puts this up on her garage door
Within 48 hours they call and apologize for all of their employees, and for all the lies for the past years....and apologize for her mis-treatment and that this is all just a misunderstanding.




FORECLOSURE IS WITHDRAWN (days before hearing for foreclosure)

Michelle starts a business to help with her sanity, and lawyer bills....Chase is charging her for their lawyers too..........





So, for the most part this is how she feels during all of these shenanigans .....


and although she wishes she could be more like this....
She realizes...she is more like this....
and when she tells people about Chase Bank, JPMorgan Chase and all of this nightmare....and sometimes will even play a recording or two...the reaction of listeners is this....

But, she knows that she is dealing with a corporation who's mentality is more like this...




So, she continues on living her life in limbo....a place that she wouldn't wish her worst enemy.


Michelle knows things are pretty messy, and she has always stated and for the record that she wants to work things out...but the truth is, no matter what they say,

JPMorgan Chase, Chase Bank...or the like...don't care about her...they don't really care about business, and they don't really care about the truth, they don't care that they have lied...because no one cares really....just an old song and dance...

and it keeps going on and on....around in circles.....


My neighbors, and family members closest to the situation have transferred their loans...they don't want to deal with a bank that acts like JPMorganChase does....


Michelle Hansen's Deed "is just a piece of paper" and "it doesn't matter" -JPMorgan Employee

 

So...........In Conclusion


and know that Michelle Hansen didn't come this far to be quiet.......


A reminder that JPMorganChase runs a circus...had this been the fault of the homeowner, surely they would have notified her immediately. So, only one conclusion can be made...JPMorgan Chase has done something VERY VERY WRONG...and have tried to cover it all up.



Only....There is this gal in Aurora Colorado that just will NOT give up and go away
So....maybe a new strategy??





Elizabeth Warren: Calls the Regulators Out On Their Shananigans.

Want to Steal a Home? Go To Colorado, Banks Don't Even Have To Show Paperwork.





JPMC Won't Use the Phone but Tweets Michelle Hansen of Aurora Colorado. "Your Deed is Just a Piece of Paper"




So, I just received a really HUGE bill, for my home, but Chase says "you have some interest in" and I'm looking at it.....the million dollar question is....


Are you all criminals??????????????  If you are going to Attempt to Collect a Debt from Me as Mortgagor, you should probably speak with me, so we can work this out like civil adults.

You know....since the legal binding contract that you have isn't with me.....I know this, and now you know, that I know.

You cannot legally have it both ways. (Clowns running the show?)

Is the only thing you understand litigation??

If you can manipulate the cost of energy....surely you can make this right.
If you can work with drug cartels, drug lords, and have a hand in the Madoff ponzi scheme....

Surely you can work with a Widow, in Aurora Colorado. :) Right?


Come on!!! Let's work this out in a fair and equitable way, and no....stealing my home is not an option, so you are going to have to do better.


hmmmmm............Wrongful....Egregious.....Criminal Behavior.






JPMorgan Chase Faces Full Court Press of Federal Investigation. Banksters.



http://dealbook.nytimes.com/2013/03/26/jpmorgan-chase-faces-full-court-press-of-federal-investigations/?smid=pl-share

Jamie Dimon vs Mike Mayo. "...That's Why I'm Richer than You"-Jamie Dimon

Get Ready for Another Round of Jamie Dimon vs Mike Mayo

As if the J.P. Morgan JPM +1.28% annual meeting needed any more drama, add one dose of Mike Mayo to the agenda.
Mike Mayo in 2010
Associated Press
As WSJ reports today, Mayo, an outspoken banking analyst with CLSA, has managed to get himself signed up as a proxy for an unidentified shareholder so he can appear at the meeting and ask his own questions.
Mayo has had plenty of questions for other banking executives this year, including dominating Morgan Stanley's MS -0.42% meeting.
J.P. Morgan was kind enough to put on a bright face and tell WSJ it was “pleased” Mayo would be there Tuesday, but the two haven’t always been too nice to each other.
Mayo and J.P. Morgan Chairman and CEO Jamie Dimon have sparred publicly in the past.(Though Mayo has never been so offended as to write about his personal issues with J.P. Morgan, as he has done with Citigroup C +0.08% and Bank of America BAC -0.77%).
Last year, Dimon refuted Mayo’s claims that year that the bank was underperforming because it was too large and would be better off split up.
“I guess that’s a valid question, we should look at it,” Dimon said. “But I can’t imagine that the units of this company would perform better if they were parts of a much smaller company.”
And Dimon wasn’t the only J.P Morgan executive to take issue with Mayo at that meeting. Todd Maclin, then head of retail banking, criticized Mayo’s research as Mayo was questioning whether the bank’s branch expansion strategy was correct. The bank was planning on building thousands of branches and Mayo said “even my young kids know we have too many branches around here.” Maclin called Mayo’s facts “distorted.”
The verbal jabs between Dimon and Mayo go back far.
In 2004, when J.P. Morgan bought Bank One, and thereby Dimon, the executive took a swing at Mayo. Mayo, who recalled the incident in his book titled “Exile on Wall Street,” said Dimon “sucker punched” him when he told to a room that Mayo should title a note “I was wrong” since he’d been negative on J.P. Morgan.
Mayo has not exactly been innocent since the London Whale trading losses. He questioned Dimon the night the losses were revealed about what he should have been watching more closely. (“Newspapers,” Dimon retorted.) Mayo has also questioned the risk management since, put the bank in “the penalty box” and cut his rating on the stock to underperform. He’s the only analyst with a sell-equivalent rating on the bank. Only seven of 35 analysts don’t rate J.P. Morgan a buy, according to FactSet.
Most recently, a comment from Dimon in February caught much attention.
At the bank’s analyst day this year, Mayo asked Dimon about the bank’s capital ratio. Mayo noted that UBS UBSN.VX +0.11% was aiming to have a higher capital ratio to offset any major losses, and that could make some customers feel safer at UBS than J.P. Morgan.

Dimon shot back incredulously: “So, you would go to UBS and not JPMorgan … That’s why I’m richer than you.”


Friday, May 17, 2013

Michelle Hansen Gets Tweets and Text From JPMC. Guess Their Phones are Broken, Along With That Pesky Fax Machine.

  Michelle Hansen Decides to Invite Chase to Dinner...

 

Hello, I'm following up to confirm your case has been assigned to our Executive Office Team. A representative will be in contact w/ you.

 

(This was sent to me via Direct Message On Twitter)

 

The other day I was texted....yes, that's right, I was texted by Chase.

 

 

So, Thought I would just say, " To hell with it, why don't you all come over for dinner? Since formalities are long since gone, lets hash this out, and bury the hatchet."

 We can keep it quite informal...just You, your attorneys, me and all mine....surly we can come to an understanding!


Seems totally sane to me, I'll work on the invitations and will post here, since you read this also! Super Excited.


LOVE YOU!

MICHELLE

Wednesday, May 8, 2013

Who Would Have Thought? When In Doubt, Tweet don't Call JPMC




Had I known two years ago all I needed to do was TWEET about JPMorganChase, I wouldn't be going through this nightmare.

Really!?!??!  Amazing how fast Tweeting worked, there I was, minding my own business,(Yup, still in MY HOME Tweeting....and ChaseSupport contacts me? I was tweeting about my business, ChaseMeNails with a little colorful background of why I even started making NON-TOXIC Nail polish....and


BOOM

Gosh, was it something I said? I wish JPMC would stop their egregious behavior and actually do business with integrity, common sense, and a little professionalism would be appreciated, and would go so much further than trying to play "damage control" after you have mistreated and steamrolled hundreds, thousands, or hundreds of thousands of people.


Pretty ridiculous, you should probably get your phones and fax machines fixed, and that system of yours that "goes" down. (No, I'm not that stupid, but I was polite about your lies, because I'm polite...I don't believe you, but I will always be polite.)



Please, for the love of God, JPMC You have got to get your right hand to know what the left is doing, YOU ARE A MESS.  I received your "bill"

   Round and Round we go.




Luv U

Michelle




JPMorgan Chase's Crazy Fine Tally

JPMorgan Chase’s Crazy Fine Tally

JPMorgan Chase is one of America’s largest and most highly regarded banks. But in the past few years, it has paid out several billion dollars to settle lawsuits from consumers and regulators.


The nice thing about being in the financial services world is that you never really have to say you’re sorry. Screw over customers, botch foreclosures, run afoul of important regulations, and violate some important rules—and the worst you’ll have to do is pay some fines or settlements. It’s a cost of doing business, even for America’s most highly regarded banks.
JPMorgan Chase & Co. headquarters in Manhattan
JPMorgan Chase & Co. headquarters in Manhattan, October 2, 2012. (Spencer Platt/Getty)
Take JPMorgan Chase. The New York–based firm, under the leadership of hard-charging CEO Jamie Dimon, emerged from the financial crisis in much better shape than many of its rivals. But that doesn’t mean the bank wasn’t involved in many of the shenanigans that helped cause the financial crisis and have contributed to a slow recovery. In fact, in the past few years, JPMorgan Chase has been party to a series of very expensive legal settlements. In many recent quarters, as it rang up big profits, the bank was forced to set aside hundreds of millions of dollars to deal with litigation. Joshua Rosner, a financial analyst and co-author of Reckless Endangerment, in March estimated that the company’s litigation expenses since 2009 have totaled $16 billion.
And it’s not over yet. Along with a current investigation as to whether it failed to alert authorities to suspicions about Ponzi schemer Bernie Madoff, The New York Times reported that at least eight federal agencies are currently investigating the bank.
Here are some of the highlights—or lowlights—of the bank’s settlements over the past couple of years.
Date: April 2011
Amount: $56 million
Behavior: JPMorgan was one of several banks called out in a class-action lawsuit for overcharging or wrongfully foreclosing on active-duty military personnel. The company apologized, paid out $27 million in cash, cut interest rates on home loans and returned houses that were wrongfully foreclosed upon.
In many recent quarters, as it rang up big profits, the bank was forced to set aside hundreds of millions of dollars to deal with litigation.
Date: June 2011
Amount: $153.6 million
Behavior: The Securities and Exchange Commission sued JPMorgan for misleading buyers by allegedly failing to inform investors that a hedge fund assisted in picking and betting against securities in a collateralized debt obligation JPMorgan had sold in 2007. JPMorgan paid $153.6 million to settle the charges without admitting or denying the allegations.
Date: July 2011
Amount: $229 Million
Behavior: In response to a suit by federal and state authorities, JPMorgan settled allegations that it rigged the bidding process for reinvesting bond transactions that affected 31 state governments. The bank paid $229 million to settle the charges without admitting or denying the allegations.
Date: August 2011
Amount: $88.3 Million
Behavior: Talk about shady dealings. The Treasury Department alleged the banking giant violated sanction orders by conducting transactions with people or entities tied to Iran, Sudan, Cuba, and Liberia. JPMorgan Chase settled the charges and violations by paying $88.3 million civil penalty.
JP Morgan Chase employees watch Occupy Wall Street protesters from their headquarters in Lower Manhattan, October 28, 2011.
JP Morgan Chase employees watch Occupy Wall Street protesters from their headquarters in Lower Manhattan, October 28, 2011. (Mario Tama/Getty)
Date: February 2012
Amount: $5.29 Billion
Behavior: JPMorgan and four other major mortgage servicers agreed to pay a combined $25 billion to settle charges with state attorneys general, the Justice Department, and the Department of Housing and Urban Development relating to what Washington Attorney General Rob McKenna called years of “shoddy loan servicing, illegal robo-signing, and faulty foreclosure processing.” JPMorgan Chase’s share of the settlement came to $5.29 billion.
Date: February 2012
Amount: $110 million
Behavior: Along with Bank of America and a few smaller lenders, JPMorgan settled consumer litigation that claimed the banks processed checks by size—rather than by chronological order—so they could charge unwarranted overdraft fees.
Date: March 2012
Amount: $150 million
Behavior: After being sued by pension funds and investors for investing their funds in a risky structured investment vehicle that failed at the height of the global financial crisis in 2008, JPMorgan settled the suit without admitting wrongdoing.
Date: November 2012
Amount: $296.9 million
Behavior: The Securities and Exchange Commission charged JPMorgan with misleading investors about the quality of mortgages that underlay mortgage-backed securities it sold. The bank settled the charges without admitting or denying guilt.
JPMorgan Chase Chairman and CEO Jamie Dimon
JPMorgan Chase Chairman and CEO Jamie Dimon testifies during a U.S. House Financial Services Committee hearing on Capitol Hill in Washington, D.C., June 19, 2012. (Saul Loeb/AFP/Getty)
Date: January 2013
Amount: Unclear
Behavior: Ten banks, including JPMorgan Chase, agreed to an $8.5 billion settlement with the Office of the Comptroller of the Currency and the Federal Reserve over “robo-signing” and other alleged abuses of the foreclosure process. The banks were to pay $3.3 billion to harmed borrowers and provide a combined of $5.2 billion in assistance in the form of principal reductions or mortgage modifications. JPMorgan Chase didn’t disclose its share of the settlement.
Date: March 2013
Amount: $100 million
Behavior: JPMorgan Chase agreed to return $546 million to former customers of MF Global Holdings, the investment firm run by former New Jersey governor Jon Corzine that collapsed in 2011. While it did not admit wrongdoing, JPMorgan had been threatened with a lawsuit if it didn’t return the cash that had been transferred from MF Global during the firm’s chaotic final days.

Woman Fights Bank JPMC with Her Nail Polish Company

Woman Fights Banksters, JPMorganChase With Her Nail Polish Company, ChaseMe

 Michelle Hansen, of Aurora Colorado has been dealing with the brain damage of JPMorgan Chase (JPMC) for over two years.  They ignored her until she sent them a message that she spray painted on her garage, in Aurora Colorado. In the meantime, she is being charged thousands of dollars for their attorneys, their inspection fees and their countless mistreatment, and their plethora of lies that are so egregious, and emotionally damaging that she decided she wasn't going down without a fight.

They send her piles of paperwork, all irrelevant, all misleading, and all just more taunting then the one before. This is called "flood the customer" This is to cover their A$$, so during trial they can say, they sent this, and that....They are transperant. JPMC are a FRAUDULENT company that stops at nothing to steal homes around the country, it is the biggest travesty to Americans, their homes stolen. To clarify, JPMorgan Chase, refuses Ms. Hansen's payments, and began refusing them over two years ago....actually, they just magically disappeared. OH, and wrongfully demanded her late husbands will, as a condition of communication with her, for two years.


JPMC has stated that her deed is just a piece of paper, and that it doesn't mean anything. (although they can't find any records of this) Sure.



Ms. Hansen, tired of Chasing the Bank...Started a company named Chase Me, and is saving her home, fighting JPMC one nail polish bottle at a time.

Please visit, share....share with everyone you know!!!!!!!!!!

www.chasemenails.com  or https://www.etsy.com/shop/ChaseMeNails 




Monday, May 6, 2013

JPMC The Magic Fax Number Shuffle. Give ME a Break.


 JPMC Continues with Their Shuffle

From the Wonder that is JPMC:  "our review of this account shows that the fax numbers provided to you have been correct.on the.dates .they were.provided.
Occasionally fax numbers can change as departments are reorganized to better service our customers, but
we did not locate any specific instance of this occurring
."









Sure, sounds legit, giving a customer a fax number that has been "inactive" for two years. However, it was "working" on the days you gave it to me. Sure. How do I know that it was "Inactive" because I'm tenacious.

Three pages of this non-sense. I like how the preface it with, "occasionally fax numbers can change as departments are reorganized to better service our customers..."





I also like the part of the page where it says, that no employee ever said, that my deed was just a piece of paper and didn't mean anything.


JPMC Don't you worry for a second, I have everything for you :)You seem very disorganized, and I would like to help you find all of your "we did not locate any specific instance of this occurring" I have it all for you!! Don't you fret for a minute, I have documentation of every point of this little letter....and I just can't wait to be super dooper helpful :) 

Now, I know what you are thinking...my word against yours? Oh, I'll let you speak for yourself....:)



LOVE YOU,

MICHELLE